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What Is a Public Adjuster?

Providing The Answers You
Are Looking For

Wondering what a public adjuster is, why you might need one, or how they can help? We have outlined the answers below. If you are still confused or would like further information, give us a call to speak with one of our dedicated insurance professionals. We proudly serve clients in Albertville, MN, & the surrounding areas.

What is a public adjuster?

A public adjuster is an insurance professional who works for you, the policyholder. These professionals have special training to interpret your policy, evaluate and document the full scope of your damages, and negotiate your claim to maximize your financial recovery. Our insurance professionals are trusted property advocates who work for you, not the insurance company.

Why do you need a public adjuster?

After a disaster, your insurance company will assign one or more adjusters to your claim to work on their behalf. These adjusters protect the insurance company’s financial exposure. It’s imperative you do the same.

A Public Adjuster will handle the entire claims process for you, maximizing your financial recovery and minimizing the headache involved in your claim process.

The claims process consists of:

  • Fully reviewing your insurance coverage
  • Developing a claim strategy
  • Determining any policy compliance issues
  • Completing a valuation of your property
  • Negotiation on your behalf with your insurance company
  • Communication with you on every step of the way, keeping you properly informed at all times
Question Mark

Public adjuster versus an insurance adjuster?

Public Adjuster

Public Adjuster

Insurance Adjuster

Insurance Adjuster

Bottom Line

Public Adjuster
Represents You
Insurance Adjuster
Represents the rights of the insurance company

Services

Public Adjuster
Ensures the claim is handled fairly, quickly, and for maximum financial restitution
Insurance Adjuster
Paid by the insurance company to adjust the claim to benefit the insurance company’s behalf

Fee

Public Adjuster
Commission-based on the settlement amount of the claim
Insurance Adjuster
Paid by the insurance company

Qualifications

Public Adjuster
Licensed, bonded, and tested by the state
Insurance Adjuster
Not always licensed or tested by the state

What’s the worth of a public adjuster?

The worth of a public adjuster can’t be stressed enough. Not only will hiring a public adjuster save you time and stress, but our expertise in the insurance and construction industry can earn you two to five times the settlement amount you would earn otherwise. We don’t work for the insurance company, we work for you. Meaning, your best interests are always at the forefront of what we do.

Time

The difference a public adjuster makes

With us icon
With Us
Without us icon
Without Us
Recover all possible benefits.
Settlement
Only rely on the insurance company’s assessments.
We can help you get back to your lives, family, and business.
Peace of Mind
Stress of navigating a complex and unfamiliar process.
We cover every part in preparing and settling your claim.
Administration
Spend hours/days working on your claim.
A team of experts on your side.
Team/Alone
Going at it all alone.

The difference a public adjuster makes

Without us
Without Us
Settlement
Only rely on the insurance company’s assessments.
Peace of Mind
Stress of navigating a complex and unfamiliar process.
Administration
Spend hours/days working on your claim.
Team/Alone
Going at it all alone.
With us
With Us
Settlement
Recover all possible benefits.
Peace of Mind
We can help you get back to your lives, family, and business.
Administration
We cover every part in preparing and settling your claim.
Team/Alone
A team of experts on your side.

Allow us to help you maximize your financial restitution. Give us a call or contact us today.

Property Advocates
of Minnesota

6551 Jansen Ave NE Suite 102A
Albertville, MN 55301

Business Hours:

Monday - Sunday
8:00 AM - 8:00 PM