Taking the Stress Out of the Claims Process

Damaged Property? Here’s What We Do.

Has your home been damaged from a natural or man-made disaster? The most important thing is your safety, but after you ensure you and your loved ones are out of harm’s way, you need to start thinking about how you are going to recoup any damages to your property.

The claims process is complex, stressful, and can take longer than you think. That’s where we come in. Property Advocates of Minnesota is committed to helping residents all over the state of Minnesota maximize their financial restitution.

Give us a call today!

Step 1: Mitigation of Damages

It is the policyholder’s responsibility to protect their property from additional damages. Property Advocates have many trusted contractors we use to mitigate damages, saving you the headache of searching and scheduling a contractor to make the repairs to stop any additional damages.

Step 2: Initiate a Recovery Plan

The claims process will take time. This step will have multiple recovery plans based on the loss incurred and policy deadlines.

Step 3: Coverages Clarifications

The policyholder must understand their policy. Property Advocates will analyze and clarify the terms and conditions of your policy. This includes the coverage limitations, valuation methods, duties and responsibilities, filing a claim, and time limitations.

Step 4: Inspection of Damages and Their Valuations

It is crucial to inspect the damages sustained and the repairs required to bring the property to pre-loss conditions. Once the damages and repairs are determined, itemized estimates will be provided for the valuation of the claim.

Step 5: Claim Documents

The policyholder is required to submit detailed itemized claims, with expert reports and estimates, for various insured categories. With the estimates of valuation completed, it can now be sent to the insurance company in the proper documentation.

Step 6: Negotiations and Settlements

Often there will be differences between the estimates provided by our experts and the estimate provided by the insurance company and their experts. Prepare for negotiations to take place between Property Advocates and the insurance company.

Step 7: Restoration of Property

To lower limits of risk, you should wait to make permanent repairs until you have an agreement with the insurance company. Property Advocates can provide you with trusted contractors to make the permanent repairs. With your approval, they will be able to bring your property to pre-storm conditions.

Step 1: Mitigation of Damages

It is the policyholder’s responsibility to protect their property from additional damages. Property Advocates have many trusted contractors we use to mitigate damages, saving you the headache of searching and scheduling a contractor to make the repairs to stop any additional damages.

Step 2: Initiate a Recovery Plan

The claims process will take time. This step will have multiple recovery plans based on the loss incurred and policy deadlines.

Step 3: Coverages Clarifications

The policyholder must understand their policy. Property Advocates will analyze and clarify the terms and conditions of your policy. This includes the coverage limitations, valuation methods, duties and responsibilities, filing a claim, and time limitations.

Step 4: Inspection of Damages and Their Valuations

It is crucial to inspect the damages sustained and the repairs required to bring the property to pre-loss conditions. Once the damages and repairs are determined, itemized estimates will be provided for the valuation of the claim.

Step 5: Claim Documents

The policyholder is required to submit detailed itemized claims, with expert reports and estimates, for various insured categories. With the estimates of valuation completed, it can now be sent to the insurance company in the proper documentation.

Step 6: Negotiations and Settlements

Often there will be differences between the estimates provided by our experts and the estimate provided by the insurance company and their experts. Prepare for negotiations to take place between Property Advocates and the insurance company.

Step 7: Restoration of Property

To lower limits of risk, you should wait to make permanent repairs until you have an agreement with the insurance company. Property Advocates can provide you with trusted contractors to make the permanent repairs. With your approval, they will be able to bring your property to pre-storm conditions.

We are here to take the stress out of the claims process and help you maximize your financial restitution. Contact us today to get started.

Property Advocates
of Minnesota

6551 Jansen Ave NE Suite 102A
Albertville, MN 55301

Get Directions!

Phone:

763-691-3170

Email:

propertyadvocatesmn@gmail.com

Business Hours:

Monday - Sunday
8:00 AM - 8:00 PM